cutting expense

25 Fun Free Entertainment Ideas

 

 

Find a great place to walk nearby.

There’s nothing like a walk to soothe both body and soul.

 

 

Feeling bored? Feeling tapped out? Looking for something fun to do? Here’s our list of 25 activities you can do for free. Don’t blow the family budget on expensive game or theater tickets. Learn to save a buck and have some fun while you’re doing it. Continue reading

The Road To Wealth: Mastering Personal Finance

 

Not all bumps are this clearly marked.

Have you hit a bump on the road to wealth?

How can you turn your dreams for a better life into reality? Whether you are in debt up to your neck, scrapping by, or starting to get ahead, it won’t hurt to check and see if you are doing everything in your power to improve the odds. Here are 10 steps we believe can make a real difference: Continue reading

Great Savings #61 – Embrace Virtual Records

 

I've got paper clutter everywhere. What do I do?

Are you buried under a mountain of paper? Do you like the feeling? Maybe it’s time for a change.

Are you constantly shuffling through paper or old photos? Do you have too much clutter? Do you realize all that printer ink you use ends up costing more than the printer, itself? Maybe it’s time to do something about it. I know I resist a lot of the new technology that comes along, but with endless change on the horizon this is one area I can be thankful technology provides me with alternatives. Are you still printing out receipts, bills, statements, photographs and the like? Why not save money, get organized, reduce clutter and, go virtual instead? Continue reading

Great Savings 60 – Embrace Change

Change is inevitable and yet we resist it. Sometimes we resist it with every fiber of our being. If you feel stuck financially or otherwise, it’s worth asking the following question: “Are you resisting an important change you need to make due to some underlying emotion?” Continue reading

Great Savings 59 – Build Hope For The Long-Term

 

This beautiful sunset promises a bright new day.

Do you hold hope for the future?

Nothing kills a savings plan faster than the inability to think long-term. For some thinking long-term is easy. For others, the lack of hope for something better makes the very notion of long-term investing feel like an impossible dream. Yet it’s worth asking: Is hope something that happens to us by chance or something we hold the power to create? Continue reading

Great Savings 58 – Stop Lying To Yourself

 

gst58-numberWhat’s the biggest impediment to improving your lifestyle or better still getting rich? Maybe it has nothing to do with having enough money. Maybe it’s more simple. Maybe it’s more in how you fail to make money a priority. In essence, how you lie to yourself about an ongoing financial situation. Don’t believe it? Then consider these questions: Continue reading

Great Savings 56 – Lead With The Details

 

This is Great Savings 56 - Sweat The DetailsWhy do anything in life halfway? Thomas Paine, one of our founding fathers has often been quoted as saying, “Lead, follow, or get out of the way.” When it comes to finances, it’s worth thinking about this approach to maximize savings, cut expenses, and invest for the long-term. Continue reading

Great Savings 55 – Save On Extended Warranties

 

I just bought a new stove.

When does it make sense to buy an extended warranty? Check out the guidelines below.

An extended warranty is basically a special type of insurance policy to help defray your costs should something you buy need an unexpected repair and it’s no long covered by the products regular warranty. Most often you won’t learn the cost for this policy until you’re at the checkout counter and under the gun to make a decision. At this point you’ve already committed to buy the product so pushing this extra cost on you is easier for the store. But how do you know if you’re really getting your money’s worth? Follow these simple guidelines for some peace of mind… Continue reading

Great Savings 52 – Think Outside The Box

 

gst52-JB-in-a-box

JB’s stuck in a financial box. Things look different from the inside peering out.

Is money tight? Having trouble getting out of debt? Are you trying hard, but can’t save a dime? Do you constantly spend more than you mean to? Maybe money isn’t the real issue. Perhaps you’ve unintentionally locked yourself inside a box and haven’t considered what life looks like from the outside. Continue reading

Great Savings 50 – Buy A Smart Phone

 

Smart phones do a lot more than making calls.

Is it time to upgrade? Yes!

You may wonder why a website dedicated to simplifying life and getting by on less would suggest owning a smart phone. In truth, there is a lot wrong with technology, especially when it threatens to poke its nose into every aspect of our lives. We need balance to thrive, balance which can easily be upset when a device like a smart phone demands our attention at all hours of the day and night. Yet there are some significant benefits that are difficult to ignore. Continue reading

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